Resources

Tools & tax resources

Free calculators, the latest SARS figures and practical checklists for South African individuals and business owners.

Free Calculators

Quick answers to everyday tax questions

VAT Calculator

Add or remove VAT

Work out VAT at the standard South African rate of 15%.

Amount excluding VAT

Amount excl. VAT: R 0.00
VAT (15%): R 0.00
Amount incl. VAT: R 0.00

Standard rate of 15% confirmed by SARS. Zero-rated and exempt supplies are not included.

Income Tax Calculator · 2026/27

Estimate your income tax

For the tax year 1 March 2026 to 28 February 2027, using the SARS tax tables.

Gross income

Period

Your age

Medical aid members

Retirement fund contributions (same period)

Taxable income (per year): R 0
Income tax (per year): R 0
Effective tax rate: 0%
UIF (per month, employee): R 0
Income tax per month: R 0
Take-home per month (after tax & UIF): R 0

How this is worked out

Retirement contributions are deducted up to 27.5% of income, capped at R430,000 a year. Tax is calculated on the 2026/27 SARS tables, less the rebate for your age (primary R17,820; 65+ adds R9,765; 75+ adds R3,249) and the medical scheme fees tax credit (R376 a month for you, R752 for you and one dependant, R254 for each additional dependant). UIF is 1% of salary, up to R177.12 a month.

This is an estimate for salaried individuals. It does not include other income, allowances, fringe benefits or additional medical expenses. Speak to us for advice on your situation.

At a Glance

Key tax figures for 2026/27

Income tax rates: 2026/27

Individuals, 1 March 2026 to 28 February 2027

Taxable income	Rate of tax
R1 – R245,100	18% of taxable income
R245,101 – R383,100	R44,118 + 26% above R245,100
R383,101 – R530,200	R79,998 + 31% above R383,100
R530,201 – R695,800	R125,599 + 36% above R530,200
R695,801 – R887,000	R185,215 + 39% above R695,800
R887,001 – R1,878,600	R259,783 + 41% above R887,000
R1,878,601 and above	R666,339 + 45% above R1,878,600

Age	Rebate	Tax-free threshold
Under 65	R17,820	R99,000
65 to 74	R27,585	R153,250
75 and older	R30,834	R171,300

Source: SARS rates of tax for individuals.

Key figures

Quick reference for 2026/27

VAT standard rate: 15%
Compulsory VAT registration (from 1 April 2026): R2.3 million
Voluntary VAT registration (from 1 April 2026): R120,000
Medical tax credit: you: R376 p/m
Medical tax credit: you + 1 dependant: R752 p/m
Each additional dependant: R254 p/m
Interest exemption (under 65 / 65+): R23,800 / R34,500
Tax-free savings, annual limit: R46,000
Retirement contributions, annual cap: R430,000
Capital gains annual exclusion: R50,000
UIF (employee and employer, each): 1% up to R177.12 p/m
Travel reimbursement rate: R4.95 per km

Sources: SARS and National Treasury Budget 2026.

Tax Calendar

Important SARS dates

23 October 2026

Tax returns due: non-provisional taxpayers. Filing season opened on 13 July 2026.

22 January 2027

Tax returns due: provisional taxpayers and trusts.

26 February 2027

Second provisional tax payment (IRP6) for February year-ends. The first payment was due 31 August 2026.

28 February 2027

End of the 2026/27 tax year.

7th of each month

EMP201 submission and payment of PAYE, UIF and SDL for employers.

25th of each month

VAT returns and payments for manual filers. eFiling users have until the last business day of the month.

Checklists

Be prepared

Your tax return

IRP5 or IT3(a) from each employer
IT3(b) certificates for interest and dividends
Medical aid tax certificate and out-of-pocket receipts
Retirement annuity contribution certificates
Travel logbook if you receive a travel allowance
Rental income and expense records
Section 18A donation receipts

Starting a business

Register your company with CIPC
Confirm your company income tax number with SARS
Open a separate business bank account
Set up bookkeeping from day one
Register for VAT once taxable supplies pass R2.3 million in 12 months
File CIPC annual returns and beneficial ownership details

Employing staff

Register with SARS as an employer for PAYE, UIF and SDL
Register for UIF with the Department of Employment and Labour
Pay SDL once your annual payroll exceeds R500,000
Submit EMP201 returns by the 7th of each month
Complete EMP501 reconciliations twice a year
Issue IRP5 certificates to employees

Useful Links

Official websites

SARS eFiling

File returns, make payments and view your tax statements.

SARS Tax Rates

Official tax tables, rebates and thresholds.

CIPC

uFiling (UIF)

The calculators and figures on this page are for general information only and are not tax advice. Figures are based on SARS and Budget 2026 information for the 2026/27 tax year. Contact us for advice on your circumstances.

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